June 2008 Dec Page Question of the Month Many times the issue of the insurability of punitive damages comes before a court. The answer to the question…

November 2007 Dec Page Question of the Month   The duty to defend on the part of the insurer is strongly upheld by courts around the country.…

2005 Umbrella/Excess Liability Directory February 2006 This information was compiled by our sister publication, Florida Underwriter.   Absolute…

"Your Product" Exclusion and the CGL We handle the general liability insurance for a company that manufactures seats for delivery vehicles. The company…

A business that we insure paid a new employee erroneously. Instead of paying the employee $680, the business paid him $11,000 for 680 hours of…

Partnerships and Individuals—Who Is An Insured? The commercial general liability (CGL) coverage form is supposed to be rather comprehensive in…

Legal Liability Coverage for a Lessee? We have an insured who has signed a lease that makes him responsible only for the roof. I interpret the damage…

Personal Property of Others under a Businessowners Policy Q Our insured is covered under a Businessowners Standard Property Coverage form BP 00 01…

Questions the amount payable on a blanket property policy when not insured to value.

Garagekeepers Legal LiabilityInsurance and Rental Coverage Q We insure a garage under a standard ISO garage form. Collision coverage is provided for…