Animal Chewing Not a Result of InfestationWe  have a commercial property claim where the property management company for a housing subdivision…

Discusses whether property management fees should be included as a business income expense.

Mobile Equipment Definition Includes Lunch Wagon? Q We have a question concerning the definition of "mobile equipment" as it appears on the commercial…

Damage to Property Exclusion Applicable to Loss? Our insured was hired to lay carpet in a customer's home. As the insured and his two employees were…

CGL Coverage for Alleged Theft by Employee   We issued a CSP policy to The Housekeepers. It appears an employee took items from two homes, but…

What happens when fire damages a building and the rest is ordered to be demolished.

Concurrent Causation under Commercial Property Form Q The question we pose involves the commercial property policy's exclusion 3.b., wherein losses…

Water Loss Repairs Responsibility of Building Owner or Contents Owner? Q Our insured owns a building and recently there was a water loss to various…

Is a contractor error a cause of loss?

In Transit Coverage for Plumber's Tools? Q Our insured plumber's van was broken into and tools usually carried therein were taken, valued at more…