Employee an Insured Under CGL Form? Q Our insured is a high rise residential condominium association and is covered by a commercial general liability…

Our commercial property insured is a condominium complex. When we applied for the policy, we requested a blanket limit on the buildings of $1.3 million.…

Loss of Use Exposure under CGL Form? Q There is a gray area in terms of property in the care, custody, or control of a commercial general liability…

Microbes in Waste Treatment Plant as Covered Property? Q Our client is a food processor who operates a waste water treatment facility at one of its…

In performing engine work, insured leaves out oil plug and damages engine.

Faulty Work Exclusion under CGL Form Q I'm handling a claim in which a contractor was installing a window. He already had installed the actual window.…

Crop Spraying Claim and General Liability Coverage Q Our insured is a crop sprayer. He inadvertently mixed a fertilizer product with a weed killer.…

Replacement Coverage for Awnings Q Our question concerns replacement cost coverage for awnings. In the ISO commercial property form CP 00 10 04 02…

Intentional Injury and Coverage under the CGL Form Our insured has a standard CGL form. The insured was recently sued and the allegations in the complaint…

Discusses two different claims with two different outcomes for ice damming and frozen pipes.