Other Insurance Clauseand Excess Coverage Q Our insured operates a computer repair shop, and regularly has the property of his customers in his care,…

Surface Water Overflow Not Covered My insured has an endorsement for back up of sewer or drain water damage. The endorsement reads "The following additional…

Stolen Credit Card Transaction is Uninsurable Business Risk Our insured is a merchant with commercial crime coverage under CR 00 20 07 02, Commercial…

Water Damage Exclusion — Ice Damage Q We have a commercial property insured under the CP 00 10 04 02 policy with special causes of loss form…

Discusses the term financial interest in the Businessowners policy.

Damage to Property Exclusion Applies to Undamaged Flooring? Our insured is a flooring subcontractor who installs hardwood floors. While in the process…

When an insured leaves the faucet on and water is restored and overflows the sink, is there coverage?

Are pigeons vermin?

Ordinance or Law Coverageon a Commercial Policy Q We insure a church on a commercial property policy (CP 00 10 04 02). Endorsed to that policy is…

Employers Liability Exclusion - How Does It Apply? Q To capsulize the facts, a seven months' pregnant woman was struck by a patient while working…