Coverage Format


Fixture Includes Lawn Tent? Q Our insured is a country club with a tent that is used for outdoor events, such as receptions, dances, etc. It has a…

Our insured had converted an old warehouse into a 200-unit condominium complex. Fire in the building caused the sprinklers to go off, and the building…

Fire as a Result of Burglary Covered? Q We insure a warehouse with the CP 00 10 04 02. The policy is endorsed with form CP 12 11 10 00, burglary and…

Computer Virus as Vandalism Q Computer equipment belonging to our commercial property insured was recently damaged by the "Monkey B Virus." The equipment…

Faulty Workmanship and Completed Operations My question has to do with faulty workmanship. I know that the CGL form covers the risk of defective work…

Definitions in CGL Form Affect Coverage Our insured is being sued along with the health insurance provider by a hospital because the health insurance…

July 24, 2008

Discusses exclusions for negligent acts in a builders risk policy.

July 24, 2008

Discusses when property is in transit.

July 24, 2008

Discusses pollution clean up when vehicles leaked oil.

July 24, 2008

Discusses application of deductibles when one peril causes loss to different types of property.