July 2008 Intro Page No. 950 July 1, 2008 Dec Page   The question of the month deals with identity theft. Identity theft is increasingly in the…

Mobile Equipment Exclusion Applicable to 4-Wheeler Rally? Our insured is the chamber of commerce for a small rural community. The insured is sponsoring…

Mobile Equipment Loaned to Insured An officer/employee of the insured corporation on occasion loans a trailer and riding lawnmower to the corporation…

Mobile Equipment or Auto Under CGL? Our insured is a road builder. He uses a water truck in his work to dampen the terrain to keep the dust down during…

August 2008 Dec Page Question of the Month   Reinsurance is an integral part of the property/casualty insurance industry, but its principles may…

Med Pay Coverage for Cost to Test Customers For Possible Exposure to Hepatitis A? An insured's employee has Hepatitis A. The County Health Board has…

Loss of Use as Property Damage Q We insure an electrical company that was hired to do work in a vacant apartment of a large apartment building. The…

Mobile Equipment Coverage away from Insured Premises? This question concerns the use of mobile equipment, specifically a golf cart. The golf cart was…

Mobile Equipment Under the CGL Form   Our insured is a road builder. He uses a water truck in his work to dampen the terrain to keep the dust…

Is there coverage when an employee damages property in the process of cleaning an office?