Medications Considered to be Personal Property? Would you consider personal medication part of personal property coverage? West Virginia Subscriber…

October 2008 Dec Page Question of the Month   Employment practices liability claims arise when employees (and former employees) file actions against…

Homeowners Co-insurance Penalty Under an HO-3 open peril policy, is cleaning of the dwelling after a partial loss subject to the underinsurance penalty…

Downspouts, drains, and surface water.

Fungi Endorsement Application I have a mold claim on a form 3 homeowner policy. They have the fungi coverage endorsement. The endorsement states we…

Homeowners Pollution ExclusionsThe ISO and AAIS FormsSeptember 2008Summary: The first party property pollution exclusion found in the…

Dec Page April Question of the Month Workers compensation is usually thought of as a compensation system for employees who are injured in the course…

Dec Page June Question of the Month Many times the issue of the insurability of punitive damages comes before a court. The answer to the question of…

September 2008 Dec Page Question of the Month   The bodily injury and property damage liability coverage offered by the CGL form is subject to…

Intro Page April No. 947 April 1, 2008 Dec Page: The question of the month in the Dec Page pertains to the status of executive officers, partners, and…