Coverage Format


January 19, 2009
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Water Damage Exclusion and ACC Clause Bar Coverage for Damage to Pool     In South Carolina Farm Bureau Mut. Ins. Co. v. Durham, 2009 WL 72041…

January 19, 2009

Total Pollution Exclusion Endorsement Question There is an exclusionary endorsement, CG 21 98, that applies to pollution. What is the intent of this…

January 16, 2009

Building and Personal Property Coverage Form ISO Commercial Property Program November 2002 Summary: Under the commercial property program of simplified…

Water Damage from Broken Aquarium Covered by Homeowner’s Policy? We provide coverage for our insured under a homeowners policy, AAIS Form 3 Ed…

January 13, 2009

January 2009 Intro Page No. 956 January 2, 2009  Dec Page   The question of the month deals with the phrase "arising out of". Various insurance…

January 13, 2009

January 2009 Dec Page Question of the Month   Various insurance forms contain language excluding coverage for occurrences "arising out of" a particular…

January 13, 2009

Dec Page February 2009 Question of the Month   The pollution exclusion in the standard homeowners policy (both the ISO policy and the AAIS policy)…

January 13, 2009
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Injured Worker's Tort Action Potentially Outside CGL Policy’s “Professional Services” Exclusion     In Food Pro Intern.,…

Employee Dishonesty Loss Does Not Trigger Coverage for Cost to Restore or Replace Valuable Papers We have a client that suffered an employee dishonesty…

January 09, 2009

Risk Retention Groups January 2009 An Overview Summary: In 1981, Congress gave businesses the right to form risk retention groups…