Swine Flu and CGL Coverage November 16, 2009 The publicity regarding swine flu has raised a question in our office. Will the general liability policy…

Liability and Property of Others In discussing homeowners additional liability coverage on property of others you say that protection extends to property…

Homeowners Exclusion for Loss Caused by Civil Authority We have an insured with an AAIS homeowners form 3. Recently, the police fired tear gas into…

Expected or Intended Damage—Damage to Friend's Auto Hood An insured we represent was at a party with several friends. At some point during the party…

Hot Tub as a Swimming Pool? Our HO 00 03 04 91 insured has a hot tub on his deck that is kept full of water year round. This past winter was mild, but…

Luggage Lost or Stolen? This issue comes up a lot and there is always a difference of opinions. Our Insured flew on a commercial flight and although…

Our HO 00 03 05 01 insured recently suffered damage from melting ice and snow.

Are gift certificates covered as cash or something else?

Discusses application of loss assessment coverage to types of property damaged.

Application of special limit to equipment for firearms.