Fire or Smoke as Cause of Loss October 19, 2009 Our insured has a CP 00 10 04 02 and the special causes of loss form, CP 10 30 04 02.He is a doctor…

Prior Publication Exclusion Bars Coverage in Trademark Infringement Action   In Kim Seng Company v. Great American Insurance Co. of New York, 2009…

Mobile Equipment or Business Personal Property? December 10, 2009 Our client, a golf course, has a list of items that are currently thought to be covered…

Vacancy Provision at Center of Coverage Dispute December 10, 2009 Our insured owns and insures several commercial properties that he uses in his business.…

Care, Custody, or Control Issue under Builders Risk Policy December 10, 2009 We have a question about a builders risk form. The insured is bidding a…

Functional Building Evaluation Endorsement as Applied to Partial Loss December 10, 2009 We have written an old church on a standard ISO form with a…

December 2009 Intro Page No. 967 December 1, 2009 Dec Page   The question of the month in the Dec Page deals with one of the ways to manage risk…

December 2009 Dec Page Question of the Month One of the ways to manage risk exposures is through the purchase of insurance. Yet, for various reasons,…

Discusses the Definitions section of the ISO Personal Auto Policy, which explains words that have contractually defined meanings in the policy. Each of the ten defined words and their definitions are quoted and commented on as needed.

Duty to Notify Insurer of Water Damage under the PAP November 30, 2009 The claim at issue has a date of loss of end of 2008. Although the insured is…