July 2010 Dec Page Question of the Month   States require drivers to carry motor vehicle insurance. This is sound public policy based on the well-being…

BOP Coverage and Business Income, Extra Expense, and Debris Removal Claims June 14, 2010 Our insured’s building and stocks of merchandise covered…

Additional Insured Status for Ongoing Operations at Issue The insured town and its insurer brought a declaratory judgment action over a dispute pertaining…

Discusses coverage when property owned by utility company, kept on insured's premises, causes a loss.

Professional Services Exclusion and Applicability to CGL Coverage The United States Court of Appeals, Fifth Circuit, took up an appeal centering on…

Bailees Customers Coverage Form—Archived Article November, 2003 ISO Policy Summary: The Insurance Services Office (ISO) has a bailees customers…

Flood Policy, Gulf Oil Spill, and Homeowners Coverage June 7, 2010 We're receiving several calls on this incident from worried residents in Louisiana…

Posting on social media and personal and advertising injury coverage.

Recall of Products Claim Against Insured Our insured is a distributor of womens designer dresses. The supplier of dresses to our insured claimed that…

Pollution Exclusion and Products Liability Claim We insure a manufacturer that makes a product used in the maritime industry on boats and barges. If…