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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Updated discussion of Your Product and Your Work exclusions k. damage to insured's product arising out of it, and l. damage to insured's work arising out of it and included in the products-completed operations hazard.
Discusses damage to home interior caused by hidden tree growth.
Discusses lottery books and phone cards as money and securities or business personal property.
Coverage for Rental of Space for One Week October 8, 2018Does the homeowner have coverage if they rent their home out for one week, not using the…
Bankruptcy and Settlement for Content Loss October 1, 2018 We have a client that had a house fire; he filed bankruptcy on a credit card with a balance…
Theft of Property when Part of Property rented to Tenant September 24, 2018 In regard to the HO 00 03 05 11 Homeowners 3 - Special Form,…
Overflowing toilet and coverage.
Does the presence of appliances and the commitment of residency in the future determine vacancy?
A question of coverage when the insured handyman made repairs that resulted in spreading asbestos in the home.
One Loss, Two Deductibles. Which One Applies? August 27, 2018 We have a claim involving interior water damage from a roof leak. The policy is a homeowners…