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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Electric bicycles - is there coverage for them under the homeowners policies?
Questions whether an insured can cap the amount of liability under a tenant lease when insured under the CGL.
Discusses the impact of the cross suits exclusion in excluding all inter-company suits.
Presents several claim questions regarding ice damming as a cause of loss on commercial properties.
Discusses payment for storage of contents when limits are exceeded.
Questions a comparison of the primary and noncontributory additional insured language in a Travelers specific policy as compared to the ISO endorsement CG 20 01.
Discusses coverage for scheduled silver when items are scheduled with the replacement cost endorsement on the policy as well.
Discusses whether putting a substance in a gas tank is covered as vandalism under the personal auto policy.
Discusses a question of material misrepresentation on an application.
Discusses an insured's fire that damaged a moving company trailer containing personal belongings of others.