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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Vandalism Loss in Question January 4, 2010 Coverage is provided on a storage facility under the CP 10 20 06 95 cause of loss form. Two of the units…
One Collision Deductible or Two? December 28, 2009 Can you provide an opinion on a personal auto policy in which the insured strikes another owned auto…
Chinese Drywall and Corrosion I have seen two recent FC&S articles regarding Chinese Drywall. The first is entitled "Chinese Drywall: The…
Products and Completed Operations Hazard Defined We have been looking at the definition of products-completed operation hazard in the CGL form and we…
Fire or Smoke as Cause of Loss October 19, 2009 Our insured has a CP 00 10 04 02 and the special causes of loss form, CP 10 30 04 02.He is a doctor…
Discusses business income loss not related to physical damage of property.
Mobile Equipment or Business Personal Property? December 10, 2009 Our client, a golf course, has a list of items that are currently thought to be covered…
Care, Custody, or Control Issue under Builders Risk Policy December 10, 2009 We have a question about a builders risk form. The insured is bidding a…
Functional Building Evaluation Endorsement as Applied to Partial Loss December 10, 2009 We have written an old church on a standard ISO form with a…
Vacancy Provision at Center of Coverage Dispute December 10, 2009 Our insured owns and insures several commercial properties that he uses in his business.…