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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Question of whether ALE coverage applies while insured is displaced from home under construction.
Questions the meaning of the "acts or decisions" exclusion in property and related forms.
Seeks to clarify the coverage under endorsement CG 22 70 Real Estate Property Managed.
Oven Cleaner as Pollutant February 17, 2010 A question has surfaced concerning application of the pollution exclusion language contained in the HO 03…
Sign "Attached" to Building by Electrical Line? March 1, 2010 I've read the definition of "attached" in the dictionary and question whether an electric…
Is mold in the air filter considered a covered loss?
Does removal of old appliances count as loading or unloading?
Expected or Intended Injury Exclusion February 4, 2010 Does the expected or intended injury exclusion in the CGL form exclude coverage for assault and…
Insured Contract and Other Insurance February 4, 2010 Our insured has the current BAP and endorsement CA 20 54, employee hired autos; the covered auto…
Med Pay Coverage and a Fall on Adjacent Property February 4, 2010 We use the following med pay language in our general liability policy: We will pay…