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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Trampoline Blown by Wind May 14, 2012 I have a question concerning coverage/liability of our insureds for trampolines that are picked…
Stolen Computer and Program May 10, 2012 Our insured's computer was stolen. She replaced the computer with a similar computer. The replacement…
Coverage question related to an unlisted driver on a rental agreement.
Tropical storm combined with equipment breakdown.
Questions whether the HO 00 03 provides coverage for loss due to fracking, or if there is an endorsement that would provide coverage.
Commercial Inland Marine Coverage and Tree Removal April 9, 2012 This question concerns a commercial inland marine form. The insured's employee was…
Value Reporting Form and Value of Covered Property April 9, 2012 In the ISO CP 13 10, Value Reporting Form, the full reporting section contains these…
Protective Safeguards Endorsement and Multiple Buildings April 9, 2012 Our insured has an ISO commercial property program (CP 00 10, CP 00 90, and CP…
Flood Coverage and Insurable Interest April 9, 2012 My agency wrote businessowners coverage for two separate LLCs and an individual on 1/29/09. The…
Dealers Drive Away Collision Coverage April 9, 2012 Regarding the Garage Coverage Part, exclusion 4c, Physical Damage coverage, there is a 50 mile limitation…