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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses relocation of insured as termination of ALE benefits.
A question of coverage when mold is discovered in the attic.
Laptop Exposed to Steam February 11, 2013 We received a homeowners contents claim when an insured kept his laptop in a bathroom nook. The claim was…
Railroad Protective Liability Question Is railroad protective liability coverage built into the standard CGL coverage form, or is it excluded by the…
Railroad Protective Liability Pollution Exclusion The railroad protective liability policy has an endorsement, CG 28 31, that pertains to pollution…
Property Damage Caused by Insured's Work The claimant in this instance hired our insured to replace the metal cover on the top of a wheelchair lift…
Parking Lot Coverage with Commercial Property Form February 4, 2013 We have an insured that is a church, and it has had several occurrences of vandalism…
Newly Acquired Auto Involved in Auto Accident January 28, 2013 Insured went to purchase a vehicle on 11/28/12. He made a deal with the dealer and traded…
Lost Income Claim under BOP January 21, 2013 Our client is a tenant insured with a Businessowners form. There was a problem with broken sewage pipes…
Materials Held for Sale January 9, 2013 We are handling a theft claim under a CP 00 10 04 02 and CP 10 30 04 02. The insured is a large commercial roofing…