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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Intentional Act and the Expected or Intended Injury Exclusion December 11, 2012 Our insured is an automobile parts supplier, and the policy is a standard…
Resident Insured's Car Damaged by Named Insured December 11, 2012 A named insured's adult son currently resides with his mom. He has his own vehicle…
Product Loss Not Covered by Spoilage Endorsement December 10, 2012 The loss occurred as a result of Hurricane Isaac. The insured was making normal…
Loss of Ring in Vehicle Accident December 4, 2012 The insured is in an automobile accident in which the airbag deploys. She is making a claim for a…
Residue from Kerosene Lamp December 7, 2012 A kerosene lamp was used at a secondary residence in the springtime. The soot was later discovered…
Dwelling Title in Name of LLC December 10, 2012 Our insured has changed the deed to their secondary dwelling that they are renting to others to the…
Drought and movement of foundation.
Discusses time frame for payment of additional living expenses.
Cleanup of Sewage and Remains in Crawl Space December 3, 2012 We occasionally have a homeowners claim where a house over a crawl space will have a burst…
Self-Propelled Tractor Damages Parked Vehicle November 26, 2012 The insured was in the process of backing a self-propelled tractor (used to aerate lawns)…