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Theft of Employee Tools and Care, Custody, or Control Question September 2, 2014 I have a claim involving theft of employee tools and need your opinion.…

     Limit on Coverage of Loss to Stock   August 25, 2014   On the declarations page of a CP 0010 06 07, Building and Personal…

August 20, 2014

Common Area Staircase Damaged   September 1, 2014   Our insured has a BOP policy. The insured leased an area in a building in which to run…

August 20, 2014

Discusses whether this loss is a covered occurrence or excluded faulty workmanship.

Loss of Water as Loss of Use August 18, 2014   I have had two recent scenarios that involve an increased water bill following a covered loss. In…

Property Damage Caused by Riding Lawnmower August 11, 2014 The insured is a lawnmower repair company. The insured went to a customer's home to pick…

August 06, 2014

The Microorganism Exclusion August 5, 2014 The insured is a hotel. Claimant and her children and husband stayed at the insured hotel for seven days.…

July 28, 2014 I have a case where a frame restaurant has a sprinkler system and is recognized by ISO as being sprinklered, but the system does not…

Party in Leased Premises Causes Damage July 21, 2014   A beach house insured on an HO 03 policy was rented to others. Our investigation revealed…

Broad Coverage under Auto Med Pay Endorsement July 2, 2014 The attachment of an auto medical payments coverage endorsement (CA 99 03 03 06) to a standard…