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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Exception to wear and tear exclusion provided coverage for water damage from a broken pipe; damage to the pipe was not covered.
Insurance for a rented condo.
Med Pay Dilemma February 9, 2015 We have a NYS personal auto policy for our insured. His child's finger was injured when the door of a rental car was…
Delivery Coverage under the BAP February 9, 2015 Many businesses such as restaurants, delis, and pizza places deliver. Does the non-owned auto coverage…
Costs and Fees as Property Damage February 9, 2015 Our insured is a commercial painter. He was contracted to strip old paint off a building and repaint…
Which policy should cover a handyman's injuries?
When you hit a deer then get rearended; one deductible or two?
Division of benefits between policies.
Snow plow blades and coverage on a personal auto policy.
Creditor of Production Equipment as Mortgagee February 2, 2015 Is there anything definitive that states that a secured creditor of large production…