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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When an insured takes his vehicle onto a track for a driving experience, does it fall under the racing exclusion?
When a tree damages a utility pole, is the homeowner responsible for repairs to the pole?
When a tractor/trailer tips over, is towing part of the loss, or covered under the towing coverage?
When vandalism to a water pipe causes a large water bill, is there coverage?
Some of the editors' favorite questions from this year.
Are seasonal docks personal property or an other structure?
In this Q&A, a subscriber asks if extra pay given to employees after a loss falls under extra expense coverage.
If an insured moves and fails to tell the insurer but keeps paying the premium, is coverage available?
When a policy doesn't have towing and labor, is there coverage for a tow after a covered accident?
Would farm-raised minks used for pelts be considered harvested farm products?