Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


Faulty Work You Performed Exclusion April 13, 2015 Our insured runs an auto repair shop and claimant brought his auto in for repair of an antifreeze…

April 13, 2015

I am reviewing a snowmobile policy with the following contract and endorsement: PP 00 01 01 05, Personal Auto Policy Contract, and PP 03 20 01 05,…

April 13, 2015

Is the odor from a decaying body a pollutant when smelled by another tenant?

April 13, 2015

Workers Comp Benefits and Other States Insurance April 13, 2015 I received an informal response by the Arkansas Insurance Department compliance officer…

April 06, 2015

Tenant's property damaged by landlord's leaky roof.

GKLL Faulty Work Coverage March 23, 2015 Our insured carries a garagekeepers policy with the following coverages: collision (legal liability) and comprehensive…

March 17, 2015

Discusses coverage under commercial property and business income coverages for shutdown caused by sagging floor repairs.

Air Conditioning Units Not Equipment Used for Making Alterations March 3, 2015 The insured has an existing, insured commercial building. He is turning…

CPA Fees as Appraisal Expenses March 2, 2015 The insured owns a commercial business that was damaged by a tornado. The carrier requested substantial…

Championship Rings Are Business Personal Property March 3, 2015 Our insured is a chiropractor specializing in sports medicine who is insured on an ISO…