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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Wind-driven Rain over Period of Time September 14, 2015 We have an HO 00 03 05 11 with endorsement HO 32 32 06 12, which states that constant or repeated…
Are feral cats domestic or wild?
Damaged Reputation Claim November 5, 2012 This loss involved four full school buses. Our insured school bus rear-ended another school bus into…
Symbol 31 Coverage August 31, 2015 The question relates to physical damage coverage with Symbol 31 under the garage policy. I assume that once a car…
Auto Loan or Lease Coverage August 31, 2015 The insured has a personal auto policy (PP 00 01 01 05) endorsed with the auto loan/lease coverage (PP 03…
Volunteer as an Insured August 31, 2015 Can a volunteer worker recover bodily injury damages under a CGL policy given the fact that by definition he…
Questions when is dust a covered property damage?
Coverage question involving unlisted driver without a license.
Questions coverage for policy with Symbol 7 when the renter of insured's vehicle caused an accident with property damage.
Does gasoline spill when driver was not negligent trigger the MCS 90?