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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
State partks and coverage from the homeowners policy when you're staying in the park.
Determining Cause of Loss October 26, 2015 A hole was discovered in a client's pool super structure. They have an all risk policy. The insured believed…
Diesel mistakenly put into gas engine causes damage.
Discusses damage to pump and coverage for lift station.
When is payroll included for calculation of business income loss?
Property Temporarily Off-Premises October 12, 2015 My question concerns the definition of "temporarily" as used in the business personal property off-premises…
Raccoons in the Attic October 5, 2015 I have a client that has sustained raccoon damage to his home, including the soffit area. This is a seasonal home…
When Is an Old Heating System Too Old? July 27, 2015 An insured has an old heating system in need of repair. Each year he travels to Florida for a month.…
Discusses the damage to property exclusion when windows are scratched during replacement.
When insured decides to no longer rent the building and building is later vandalized, does business income rental coverage apply?