Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


October 19, 2015

Diesel mistakenly put into gas engine causes damage.

October 13, 2015

Discusses damage to pump and coverage for lift station.

October 13, 2015

When is payroll included for calculation of business income loss?

Property Temporarily Off-Premises October 12, 2015 My question concerns the definition of "temporarily" as used in the business personal property off-premises…

Raccoons in the Attic October 5, 2015 I have a client that has sustained raccoon damage to his home, including the soffit area. This is a seasonal home…

September 30, 2015

When Is an Old Heating System Too Old? July 27, 2015 An insured has an old heating system in need of repair. Each year he travels to Florida for a month.…

September 29, 2015

Discusses the damage to property exclusion when windows are scratched during replacement.

September 21, 2015

When insured decides to no longer rent the building and building is later vandalized, does business income rental coverage apply?

September 14, 2015

Wind-driven Rain over Period of Time September 14, 2015 We have an HO 00 03 05 11 with endorsement HO 32 32 06 12, which states that constant or repeated…

September 08, 2015

Are feral cats domestic or wild?