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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Can med-pay apply when the additional insured is injured on the property?
Towing and Labor Costs April 25, 2016 Our insured locked his keys in his car and had to have a locksmith open his door. Would the cost of the locksmith…
April 18, 2016 We are working on a commercial claim insured under a BP 00 03 with a protective safeguards endorsement, BP 04 30. The endorsement and…
Plumbing Leak under Driveway April 11, 2016 This question involves a DWG 3 ISO policy. A toilet overflowed and caused interior damage. The plumber ran…
How does liability for a storage unit under a BOP work?
Newly Acquired Buildings Coverage and Tenants March 31, 2016 Our client has a Businessowners policy and used to be the tenant in the building with option…
What amount of property is needed to conduct customary operations in a medical office?
Discusses best endorsement to use when insured owns building and leases it to his company.
March 31, 2016The insured is a business that installs windows and doors, which includes a shop and a showroom. The displays that are in the showroom…
Application of statute and policy language.