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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Our insured accidentally fueled his nondiesel car with diesel fuel at a self-serve gas station. After traveling a few miles, the car stopped running…
Deductible—Per Vehicle or Per Loss? Our personal auto policy insured was towing his own vehicle behind his own motor home. During the course of…
A question of applicable coverage when car drives into lake and subsequently leaks oil into the water.
Default Judgment against Auto Insured? We have a question about the carrier's liability in a case involving a default judgment against our insured.…
Discusses the purpose of endorsement CG 21 50 Amendment of Liquor Liability Exclusion
Liens and Mortgages on a Property April 16, 2018 We have a situation on a property claim that we filed on behalf of the mortgage company…
Application of the Commercial Property Enhancement Endorsement.
HVAC Unit Destroyed By Theft of Copper Lines April 2, 2018 Coverage is provided under a CP 00 10 1091, Basic cause of loss form. Loss…
How is the additional 5% for debris removal actually applied?
Liability for Other Residences – Full or Part-time March 19, 2018 I am looking for an opinion regarding the ISO DL 24 04 12 02 edition.…