- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Nonowned Motorhome Rented for Vacation Our insured's personal autos are written on the 1977 version of the personal auto policy. Recently, he asked…
Discusses coverage for a newly purchased auto in view of the provision for newly acquired under the personal auto policy.
We have a situation where a 16-year-old boy was driving his 16-year-old girlfriend's vehicle with her permission. They were at school and he asked…
Is exiting a trailer covered or is the trailer a residence?
Is an injury immediately after an accident part of the accident?
Primary vs. Excess Coverage under Auto Policy We have a question on the primacy of coverage between auto policies of rental car vendors and our insureds.…
Collision or Vandalism Loss? Our insured, the manager of a supermarket, saw two men stealing pallets from a rear dock area of the store. He got into…
Family Member Liable for Auto Accident? Our named insured sold a covered auto to his grown daughter who lives next door. Unfortunately, he never…
Our insured accidentally fueled his nondiesel car with diesel fuel at a self-serve gas station. After traveling a few miles, the car stopped running…
Livestock Roundup Covered by Auto Policy? We recently had a claim where our insured was towing a stock trailer with his pickup truck and had an accident.…