- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses what is covered under ALE when other limits have been exhausted.
Smoke as a Pollutant June 26, 2017 I had a recent claim that was denied by Travelers as they are deeming smoke from a fire as a pollutant.…
Are Spare Auto Parts Covered on the Homeowners Policy July 10, 2017 State Farm is denying coverage on extra Auto Parts. They were in a…
We have a client that had a raccoon get into the attic. It damaged the attic and left urine that seeped into the ceiling of the house. Allstate…
Flood Policy and Storage of Contents June 19, 2017 We have a flood claim on a property that has suffered water damage to both the dwelling…
One Man’s Treasure June 12, 2017 We insure a Business Auto Policy with Symbols 7, 8 and 9 for Property Damage. Our insured is a…
RCV Holdback When Less than Settlement Amount is Spent for Repairs June 5, 2017 Under the standard HO-3, within the Loss Settlement Condition, there…
Collapse of Hydraulic Platform Attached to Building a Covered Loss May 24, 2017 While the insured was using a hydraulic platform, permanently attached…
Sale of Property and Assignment of Policy May 22, 2017 I have a VA policyholder. I don't have the exact policy form yet but it is an HO…
Intent to Repair or Replace May 15, 2017 The ISO Dwelling 3 policy provides replacement cost benefits. Please provide your interpretation of the application…