Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


January 03, 2022

When a patient falls in the medical exam room due to sonogram gel spill is this a professional liability or general liability claim?

December 27, 2021

Can an appraisal be used to determine coverage and not just amount of loss.

December 20, 2021

With coverage forms, exclusion endorsements, and exclusions with specified exceptions, it can sometimes be difficult to determine where and if coverage applies in a given claims situation. Thus is the case here.

December 13, 2021

When a toilet overflows, the cause of the overflow can make a difference in coverage.

December 06, 2021

Coordination of appraisal and policy language.

November 29, 2021

When a pipe ruptures and leads to water backup and also a sinkhole, what is or isn't covered?

November 22, 2021

Questions application of coverage for electric cables under Equipment Breakdown form EB 00 20.

November 15, 2021

Artificially generated electrical current and what that peril covers.

November 08, 2021

Questions the property damage exclusion under the CGL for your work in a situation where a contractor's work caused other damage to the property.

November 01, 2021

While not a common practice in standard policies, ISO does make available a deductible option for auto liability. This subscriber is looking for how to apply such a deductible in a claim situation with a large amount of attorney expenses.