Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


November 15, 2021

Artificially generated electrical current and what that peril covers.

November 08, 2021

Questions the property damage exclusion under the CGL for your work in a situation where a contractor's work caused other damage to the property.

November 01, 2021

While not a common practice in standard policies, ISO does make available a deductible option for auto liability. This subscriber is looking for how to apply such a deductible in a claim situation with a large amount of attorney expenses.

October 25, 2021

When the circuit breaker trips and the food spoils, is there coverage?

October 18, 2021

When a faucet is left running, is it seepage, leakage, or something else?

October 11, 2021

A quick explanation of the water back-up and sump overflow endorsement.

October 04, 2021

Coverage on both commercial and personal auto policies when other vehicles are used.

October 04, 2021

This question deals with the reasoning behind why an insured's mid-term cancellation is short-rated rather than pro-rated.

September 27, 2021

Sometimes the repair of damages from a hurricane can lead to unexpected mitigation, such as in the case when replacement of flooring required asbestos abatement.

September 20, 2021

When the at-fault party's limits are exceeded and the injured party's carrier also pays out, how are the at-fault party's funds distributed?