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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Our commercial property insured is a condominium complex. When we applied for the policy, we requested a blanket limit on the buildings of $1.3 million.…
Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…
Are personal tools stolen from a company vehicle be covered at actual cash value?
Discusses how the Ordinance or Law Coverage Endorsement, CP 04 05 10 90, responds to the Americans with Disabilities Act (ADA)
Damage to Property Exclusion Applicable to Loss? Our insured was hired to lay carpet in a customer's home. As the insured and his two employees were…
Discusses exclusions for negligent acts in a builders risk policy.
Discusses when property is in transit.
Discusses pollution clean up when vehicles leaked oil.
Discusses application of deductibles when one peril causes loss to different types of property.
Repeated leakage or seepage over time.