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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Food Poisoning Claims and the BOP Q The definition of products/completed operations hazard on the 1997 ISO BOP liability form (BP 00 06 01 97) differs…
Golf Carts as Mobile Equipment A client of ours owns large apartment complexes in Florida. The insured owns golf carts which are used primarily…
Liquor Liability Coverage for Catering Clients Our insured has customers that will purchase liquor for private events. The customers do not purchase…
General Liability Coverage at Designated Premises CG 21 44, limitation of coverage to designated premises or projects, is an endorsement to the CGL…
Claims-Made Policies — on the Way Out? Q I have a question about the claims-made liability coverage forms. I always thought that a claims-made…
Discusses whether the earth movement exclusion applies to damage caused by pile driving.
Is there coverage when an employee damages property in the process of cleaning an office?
Our insured had converted an old warehouse into a 200-unit condominium complex. Fire in the building caused the sprinklers to go off, and the building…
Discontinued OperationsCoverage for the Insured Q My insured is selling his lumberyard business and will cease all operations, although the corporation…
Removal of debris that fell into hole.