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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When a husband and wife are collecting additional living expense due to a homeowners loss, the policy does not cover the expenses of a spouse who leaves the other spouse and sets up an additional household.
A claimant was involved in a car accident with our insured. The claim against the insured was for property damage done to the other car and included…
Parking Condo Coverage on Homeowners Policy? Q Our HO 00 03 05 01 insured owns, in conjunction with several other people, a private "parking…
Discusses the difference between vandalism and simply changes to the property.
Is damage from a visiting ill dog covered under the homeowners policy?
Swimming pool as other structure.
Application of water backup endorsement.
When a hurricane topples a tree.
Insured continues driving after vehicle begins leaking fluid, damaging engine.
When a vehicle encounters water, should it be covered by collision or comprehensive coverage?