Discusses storage of property that can no longer be stored on insured premises and laundering of clothes during the relocation.

This Q&A discusses the definition of vermin.

Garden paths and rock structures as other structures.

Does the location of vacant land matter?

We recently received a claim in which the cause of loss is reported as "smoke damage".  The "smoke damage" is actually residue from some kind of drug…

Mold Claim under Personal Auto Policy We have an insured who reports mold growing in her car. There was a hole in the car's convertible top. The insured…

A question of coverage for mold and water damage from frozen piping.

Discusses date of loss versus date of assessment and payment of claim.

Is water from the roof surface water?

Wind driven rain on separate occasions damages same property.