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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses business income expense when tenant lease ends.
Discusses delay in construction and settlement and payment of ALE.
"Additional Insured" Status for Leasing Companies? Q We handle several contractors who have contracted with employee leasing firms for employees.…
Covered Pollution Cost Question under BAP This is a single vehicle collision with a tractor trailer. The vehicle rolled over and diesel fuel spilled…
Long Term Rental a Non-Owned Auto under PAP? I am hoping you could help me interpret the policy language regarding non-owned autos on the personal lines…
First Aid Defined I have a question regarding the first aid expense, number 2 under additional coverages on the ISO HO 00 03 10 00. What constitutes…
Total Pollution Exclusion Endorsement Question There is an exclusionary endorsement, CG 21 98, that applies to pollution. What is the intent of this…
Water Damage from Broken Aquarium Covered by Homeowner’s Policy? We provide coverage for our insured under a homeowners policy, AAIS Form 3 Ed…
Employee Dishonesty Loss Does Not Trigger Coverage for Cost to Restore or Replace Valuable Papers We have a client that suffered an employee dishonesty…
Coverage for Damage to Insured Vehicle by Impact with Human? I am trying to find clarification on whether or not damage caused by impact with a human…