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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
If a condo owner did not purchase any coverage A, does the loss assessment coverage still apply?
When ice breaks a tree limb, is the cause or loss ice or falling objects?
Discusses deductibles that should be applied to loss assessment claims.
Homeowners and Personal Auto Policy—Loss Covered by Both? Our insured borrowed a pickup from his father-in-law, which had a utility trailer attached.…
Discusses the liabiity of a landowner when tenant's TV is damaged by a short in the circuit breaker.
Loss Assessment for New Roof? We have recently had a claim denied that has proven both disturbing and confusing, not only to us but to other agencies…
Leased Hunting Land—How to Insure? Our question concerns a group of people who individually lease acreage for hunting purposes on a seasonal…
Discusses damage from an ice dam to the interior of the home.
Collapse Coverage under a Mobile Home Policy Our client has a mobile home covered by an AAIS form ML-3. Part of the roof hangs over the front of the…
Carport a Canopy? Insured made claim under an AAIS form 2 for "weight of ice and snow" damage to a carport attached to the end of the dwelling. The…