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Questions & Answers
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Collision Loss or Comprehensive Loss under BAP The insured has a 2004 Freightliner grain truck on his business auto policy. The driver went to unload…
Transmission Damage to Towed Auto Barred by Mechanical Breakdown Exclusion? The insured is towing his vehicle behind his motor home. He leaves the…
Reporting Loss After Policy Expires Home is insured under a HO0003Z policy from 5/27/2009 - 5/27/2010. Just after renewal, the insured dies and the…
Off-Premises Property of Insured Significant Other The named insured's significant other is listed as an additional insured on the AAIS HO 0003 01…
"Ways Immediately Adjoining" Description I have a claim against our insured's HO-4 (10/06) form. The claimant injured herself while helping our insured…
Insured Property or Insured Location The insured owns a two family /two story dwelling that is insured on an HO 03 04 91. The insured lived on the first…
Application of pair/set clause to wall sconces.
Damage To Trees, Shrubs, and Lawns Caused While Protecting Property Recently, North Dakota residents have experienced flooding. Some residents took…
Golf Carts, Auto Policy, CGL Form In our town, a recent ordinance has been posted that has made golf carts street legal, within certain guidelines and…
Preservation of Property Additional Coverage and Policy Limits In the BP 00 03 06 07, under Section 1, Property, A. Coverage, 5. Additional Coverages,…