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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
HO 04 90 Personal Property Replacement Cost Endorsement Application January 21, 2010 Golf clubs were stolen from the insured's parked & locked…
Policy Information RetentionJanuary 21, 2010A personal lines client asked how long should he retain copies of their insurance policies? Please…
What kind of peril is an animal crashing through the glass?
January 11, 2010 Longshore and Harbor Workers Compensation Coverage for Restaurant Workers Our insured is planning to open a restaurant on a barge located…
Vandalism Loss in Question January 4, 2010 Coverage is provided on a storage facility under the CP 10 20 06 95 cause of loss form. Two of the units…
One Collision Deductible or Two? December 28, 2009 Can you provide an opinion on a personal auto policy in which the insured strikes another owned auto…
Chinese Drywall and Corrosion I have seen two recent FC&S articles regarding Chinese Drywall. The first is entitled "Chinese Drywall: The…
Products and Completed Operations Hazard Defined We have been looking at the definition of products-completed operation hazard in the CGL form and we…
Fire or Smoke as Cause of Loss October 19, 2009 Our insured has a CP 00 10 04 02 and the special causes of loss form, CP 10 30 04 02.He is a doctor…
Discusses business income loss not related to physical damage of property.