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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Med Pay Coverage Not Applicable to Property Damage Our insured was involved in an auto accident and suffered injuries to his head; he was hospitalized.…
Our insured has a large class A motor home. There was a hailstorm, and we paid for the repairs to damage caused by the hail. However, there were some…
Insured's permission but not licensed.
A couch suffered water damage, but there was an undamaged matching love seat. Does ACV apply to loss payment?
Collision Loss Designation Disputed by Insured We were presented with an argument by an insured and would like your opinion of coverage please. The…
Is there coverage for auto damage resulting from the insured driving across wet paint on the road?
Coverage for multiple insureds when business income loss occurs.
Drywall Behind Paneling December 14, 2010 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance company…
Employer's Liability Exclusion and Injury to Child of Employee The claimant in this situation is the child of an employee of our insured. She was injured…
Employee Definition and Interns Under the ISO business auto policy, is an intern for a college or school administration considered an employee of the…