Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


June 09, 2025

When an insured has taxidermied animals, how are such items covered?

June 02, 2025

How does the exception for business activities apply in the endorsement.

May 26, 2025

Can a public adjuster also serve as an appraiser in a claim?

May 19, 2025

If a floor is not below the surface of the ground, is it a foundation?

May 12, 2025

When a fire causes smoke to carry asbestos particles through the dwelling, is there coverage for removal of the asbestos?

April 28, 2025

In an auto policy, is diminution of value part of the covered loss?

April 14, 2025

When a tenant inadvertently turns off the heat and turns on the air conditioning, and the pipes freeze and burst, is there coverage?

April 07, 2025

How to work with the peak season additional coverage and the coinsurance provision.