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When an insured has taxidermied animals, how are such items covered?
How does the exception for business activities apply in the endorsement.
Can a public adjuster also serve as an appraiser in a claim?
If a floor is not below the surface of the ground, is it a foundation?
When a fire causes smoke to carry asbestos particles through the dwelling, is there coverage for removal of the asbestos?
When building components are moved, what coverage applies?
In an auto policy, is diminution of value part of the covered loss?
Frozen pipes lead to backup of sewage.
When a tenant inadvertently turns off the heat and turns on the air conditioning, and the pipes freeze and burst, is there coverage?
How to work with the peak season additional coverage and the coinsurance provision.