A synopsis of the past year.

Can an appraisal be used to determine coverage and not just amount of loss.

When the Insurance Library has a virtual party and drinks are involved.

The FC&S Editors' version of the Twelve Days of Christmas. Not all our inspirations are policy analysis!

When the insured makes a claim when there was no loss, and later makes a claim for a loss before the policy was in force.

When a toilet overflows, the cause of the overflow can make a difference in coverage.

This is the first in a series of charts giving season, frequency, expected damages, and preparations for a variety of natural disasters.

Coordination of appraisal and policy language.

A man plans a fraud in an act of revenge against his employer.

A summary of carriers placed under rehabilitation.