Excluded "Backup" or Covered "Overflow" of Plumbing on Homeowners? Our customer is insured under an HO 00 03 05 01. His small son flushed a tennis ball…

Exclusions—Typographic Arrangement Important in Interpreting Policy Language Please help us to resolve a matter of interpretation of homeowners…

Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some…

Exclusions—Typographic Arrangement Important in Interpreting Policy Language Please help us to resolve a matter of interpretation of homeowners…

When the amount of property loss exceeds the policy limit, what is considered the total amount of the loss?

Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some wet…

Damage Done by Visiting Relative—Liability? Our insured was disabled and her sister came to live with her for a couple of weeks. The sister did…

Damage to Neighbor's Driveway A form HO 00 03 10 00 homeowners insured and her neighbor share a common driveway that runs between their two houses.…

Collapse from Weight of Snow—Awnings We are wondering about collapse coverage for awnings under homeowners form HO 00 03 10 00. The area we live…

Damage to Liner of In-ground Pool—Shrinking Exclusion Our HO 00 03 10 00 insured reported the liner of his in-ground pool had shrunk over the…