Water Exclusion Clause—Archived Article December 2004 In Property Insurance Forms Summary: A standard feature of property insurance forms…

Questions permissive use and no-fault under the personal auto policy.

IH 00 82 09 09 Yacht Coverage Form, September 2009 edition

Embezzlement and the Homeowners Policy Our insured is one of those people who lost money in the Madoff scheme. Is there any coverage for the insured's…

Improvements, Alterations, and Additions—Archived Article November, 2003 SUPPLEMENTARY COVERAGE Summary: Just as lessees of commercial property…

Actual Cash Value Insufficient for Damages to Historic Building   In Rockford Mut. Ins. Co. v. Pirtle, 911 N.E.2d 60 (Ind. Ct. App. 2009), the…

Accident and Occurrence Synonymous? Accident is not a defined term in the policy. Would it include "occurrence" coverage similar to commercial auto?…

Personal Umbrella Liability Insurance June 2007 Usual Features and Provisions Summary: Personal umbrella liability insurance, often confused with…

Liability for Injury on Motor Home Campsite The insured has a motor home which he drives to a rented campsite for a weekend of pleasure. A third party…

Direct Physical Loss and Cosmetic Loss Hail stones have created dents to a copper roof. The section of roofing is located over a second story bay…