Expected or Intended Damage—Damage to Friend's Auto Hood An insured we represent was at a party with several friends. At some point during the party…

Our HO 00 03 05 01 insured recently suffered damage from melting ice and snow.

Are gift certificates covered as cash or something else?

Discusses application of loss assessment coverage to types of property damaged.

Application of special limit to equipment for firearms.

Homeowners HO-6 and the Condo Association Policy Deductible Our HO-6 insured suffered covered water damage from plumbing to their unit. When we reviewed…

If a condo owner did not purchase any coverage A, does the loss assessment coverage still apply?

When ice breaks a tree limb, is the cause or loss ice or falling objects?

IS a girlfriend a resident, roomer, boarder, or tenant?

Discusses deductibles that should be applied to loss assessment claims.