Damage to Air Conditioner Caused by Power Surge October 11, 2010 We have a coverage question under our HO3 policy. The insured's AC unit condenser was…

Tree Limb Fall due to Wind or Other Cause? We provide Homeowner's coverage to our insured under AAIS Form 3 Ed 2.0. The Dec Page indicates the deductible…

A question of coverage for mold damage caused by undiscovered water damage in vacant home following insured's death.

Duties of Insured under Farm Policy I have an insured who has a block retaining wall that runs along his drive up to his house; the wall is 6 years…

iPhone – Cell Phone or Electronic Data Processing Equipment? September 20, 2010 A question has surfaced about the iPhone and the application of…

Understanding the Special Deductible as it applies under the Earthquake Endorsement.

Discusses the theft of copper pipes and other damage in a home burglary.

Settlement Value of Scheduled Jewelry August 4, 2010 Insured's wife had her wedding ring stolen. The insurance company has agreed to replace it. The…

Rented Condominium Liability Coverage August 4, 2010 Our insured has a Homeowners Unit Owner's policy (HO 00 06) and has filed a claim for property…

Multiple Proofs of Loss Requested August 4, 2010 Our insured was asked to submit a proof of loss. They did and the adjuster rejected it on the grounds…