Collision Coverage for Overturn of Farm Tractor?QOur insured's tractor is covered under mobile agricultural machinery and equipment form…

Equitable Subrogation and Bad Faith Q As a primary carrier, we are always concerned about possible bad faith claims brought against us by our insureds;…

Boat Policy and Lack of Reasonable Care in Maintenance Exclusion We insure a boat on a boat policy with hull coverage. The insured inadvertently drained…

Collapse Coverage for Damage to Machinery?QWe write a farm machinery floater for a farmer who rents the premises he is farming. The building…

  Engagement Ring Coverage Issue We would like your opinion concerning who has an insurable interest in an engagement ring. It has always been…

Personal Inland Marine Loss Our insured had a loss to a diamond ring scheduled on an HO-61. She found to her amazement it appeared to have cracked.…

Countersignature Responsibility Q Who is ultimately responsible for making sure that a policy is countersigned? The agent who produces the business…

Cut-Through Endorsements Under Reinsurance Policies Q We are seeking reinsurance policies for several of our insureds. One of the insureds has asked…

Fundamentals of Health Insurance February, 2000 A Primer Summary: Health insurance is probably the most vital coverage a person can buy. When…

Pension and Profit Sharing Plans October, 1999 Tax Favored Benefits for Retirement Summary: The growth in the number of qualified pension and…