Homeowners Coverage for a Home Never Occupied May 21, 2012 The insured's rental property was constructed two years ago, and a certificate of occupancy…

Engagement Ring—Purchaser vs. Wearer May 14, 2012 If an insured bought a diamond ring for his son to give to his fiancée, both of whom…

Replacement Cost Claims after Death May 14, 2012 We have a fire claim under the HO 00 06 04 91, Unit Owners Coverage form, with the replacement cost…

Collision of Fine Arts May 3, 2012 The insured has wine goblets and wine glasses scheduled under the HO 04 61 04 91, Scheduled Personal Property Endorsement.…

Unintentional Error or Omission Provisions of Property Policies   May 21, 2012   Summary: A provision of some independently-filed and manuscript…

Insured Residence Sold and Carrier not Notified May 14, 2012   We have a risk that we have insured for 9 years which was sold back in May 2010.…

Trampoline Blown by Wind   May 14, 2012   I have a question concerning coverage/liability of our insureds for trampolines that are picked…

Stolen Computer and Program May 10, 2012   Our insured's computer was stolen. She replaced the computer with a similar computer. The replacement…

Comparison of AAIS Homeowners Form 3 To ISO Homeowners Form 3 April 13, 2012 Introduction Summary: The American Association of Insurance Services…

Questions whether the HO 00 03 provides coverage for loss due to fracking, or if there is an endorsement that would provide coverage.