Relative Must Be Resident in Order to Be Insured December 26, 2012 The following circumstances apply: • Our named insured is the owner of the building…

Resident Insured's Car Damaged by Named Insured December 11, 2012 A named insured's adult son currently resides with his mom. He has his own vehicle…

Analyzes the ISO Homeowners Section II additional coverages. Concentrates on 2011 form edition but notes differences between the 2000 and 1991 programs.

Loss of Ring in Vehicle Accident December 4, 2012 The insured is in an automobile accident in which the airbag deploys. She is making a claim for a…

Residue from Kerosene Lamp December 7, 2012 A kerosene lamp was used at a secondary residence in the springtime.  The soot was later discovered…

Drought and movement of foundation.

Dwelling Title in Name of LLC December 10, 2012 Our insured has changed the deed to their secondary dwelling that they are renting to others to the…

Discusses time frame for payment of additional living expenses.

This article looks at the potential for a widespread flu attack and the impact on individuals and businesses, and how insurance could be affected.

Cleanup of Sewage and Remains in Crawl Space December 3, 2012 We occasionally have a homeowners claim where a house over a crawl space will have a burst…