Question of whether ALE coverage applies while insured is displaced from home under construction.

This article explains the 2007 changes to the AAIS homeowners policy.

Oven Cleaner as Pollutant February 17, 2010 A question has surfaced concerning application of the pollution exclusion language contained in the HO 03…

Is mold in the air filter considered a covered loss?

The Insurance SurveyFebruary 2010Account SellingSummary: This discussion treats practical aspects of selling a new account…

Part-time Resident Son’s Vehicle “In the Care of” Insured Father? January 25, 2010 In the Texas auto policy at issue, "family member"…

HO 04 90 Personal Property Replacement Cost Endorsement Application January 21, 2010 Golf clubs were stolen from the insured's parked & locked…

Fair Rental Value and Occupancy of the Dwelling January 21, 2010 Insured property is covered on an HO 02 and the insured is claiming Fair Rental Value…

Theft of Property Sold Online January 21, 2010 The insured sold a diamond engagement ring on eBay. The buyer paid with a fraudulent Paypal account,…

Policy Information RetentionJanuary 21, 2010A personal lines client asked how long should he retain copies of their insurance policies? Please…