Son Living in Other Structure a Member of the Household? November 7, 2010 I have a question on an HO 00 08 04 91. The insured's forty-two-year-old son…

A question of determining value of a claim when it takes a long time to settle and values change.

Cohabitating Fiancé November 1, 2010 We denied a burglary claim due to the stolen property belonging to a roomer/tenant and the covered property…

HO 04 41 10 00 Additional Insureds - Residence Premises, October 2000 Edition

Damage to Air Conditioner Caused by Power Surge October 11, 2010 We have a coverage question under our HO3 policy. The insured's AC unit condenser was…

Tree Limb Fall due to Wind or Other Cause? We provide Homeowner's coverage to our insured under AAIS Form 3 Ed 2.0. The Dec Page indicates the deductible…

A question of coverage for mold damage caused by undiscovered water damage in vacant home following insured's death.

Duties of Insured under Farm Policy I have an insured who has a block retaining wall that runs along his drive up to his house; the wall is 6 years…

iPhone – Cell Phone or Electronic Data Processing Equipment? September 20, 2010 A question has surfaced about the iPhone and the application of…

Understanding the Special Deductible as it applies under the Earthquake Endorsement.