Owners, Named Insureds, and Additional Insureds We have a policy where four siblings own a home. The mother lives in the house but deeded the property…

Is a recommendation for a gutter cover covered under ordinance or law?

A question of coverage for mold damage when the mold is hidden inside a cabinet.

What coverage is available when a residence suffers a second fire loss while repairs are being made for an earlier fire loss?

HO 04 28 05 11 Limited Fungi, Wet or Dry Rot, or Bacteria Coverage, May 2011 Edition

HO 04 26 05 11 Limited Fungi, Wet or Dry Rot, or Bacteria Coverage, May 2011 Edition

HO 04 60 05 11 Scheduled Personal Property Endorsement (With Agreed Value Loss Settlement), May 2011 edition

Discusses whether odor from a neighboring residence can trigger ALE for an insured.

Homeowners 2 - Broad Form, May 2011 edition

HO 04 61 05 11 Scheduled Personal Property Endorsement, May 2011 edition