Are locks and keys covered as a pair/set?

When the temporary residence lease expires after the ALE terminates.

Insuring a Home Business—Archived Article   February, 1998   The ISO Coverage Form Property Coverages   Insurance Services Office…

Cameras no Longer Business Property February 7, 2012 Our insured has a $20,000 camera floater for professional use. He is now on disability retirement…

Fallen Tree and Rodents February 2, 2012 I have a question on a HO-3 policy. Our insured had a tree fall on the roof punching a hole through it; the…

A question of earthquake or storm damage rendering house unhabitable.

Mileage Reimbursement February 7, 2012 We have an adjuster that says the FIRST 1,000 MILES of extra mileage incurred is paid .51 per mile and then…

When a water tank ruptures is that an explosion?

In this column that appeared in the January 2010 issue of Claims Magazine, FC&S Associate Editor Susan Massmann discusses vacancy issues.

Questions of fact exist when a slow leak causes a pipe to burst causing water damage.